The Administrator may carry out a community-based flood insurance pilot program to make available, for purchase by participating communities, a single, community-wide flood insurance policy under the NFIP that (1) covers all residential and non-residential properties within the community and (2) satisfies, for all properties within the community, the NFIP mandatory purchase requirement. Voluntary Community-based Flood Insurance Program. No new NFIP coverage may be provided for any property unless the appropriate government unit requires, by September 30, 2022, either through statutory action or regulation, that the seller or lessor of such property discloses in writing any actual knowledge to a buyer or lessee of (1) prior flood damage to any building located on the property (2) prior insurance claims for losses covered under the NFIP or private flood insurance (3) any previous notification regarding the designation of the property as a repetitive loss or severe repetitive loss property and (4) any Federal legal obligation to obtain and maintain flood insurance. Disclosure of Flood Risk Information Upon Transfer of Property. Requires the FEMA Administrator to make available, upon request of a policyholder, specific data and information related to the policyholder’s property or structure, which includes any historical information, claims payments, flood damages, and whether the property may be required to purchase flood insurance due to previous receipt of federal disaster assistance. Availability of Flood Insurance Information Upon Request. Requires the FEMA Administrator to clearly communicate to all policyholders their full flood risks of their property, the number and dollar value of claims that have been filed over the life of a property, and the effect that filing any future claims would have on the cost of insurance for that property. Enhanced Clear Communication of Flood Risks. Monthly Installment Payment of Premiums.Īuthorizes the FEMA Administrator to adopt policies and procedures to finalize implementation of the monthly installment payment of premiums provision, initially required by the Homeowner Flood Insurance Affordability Act of 2014. Require the FEMA Administrator, when calculating annual chargeable premium rates, to consider the differences in properties located in local coastal and inland areas. Consideration of Coastal and Inland Locations in Premium Rates. Annual public forums in each of FEMA’s Federal regions are required. Requires the FEMA Administrator to develop a transparent public process to explain and engage with the public on its methodology to determine annual risk premium rates for NFIP coverage, six months prior to the effective date of risk premium rates. FEMA would calculate the value of the aggregate subsidy cost for eligible policyholders within the state, the cost of which would be recouped through an equally distributed surcharge on all other policyholders within that state. Assistance can be in the form of either (1) capping the amount of chargeable risk premium paid, or (2) limiting the amount of premium increase on an annualized basis. At a date certain, as defined by FEMA, the state would forward its validated list to FEMA consisting of all eligible policyholders for whom the state is seeking assistance, along with the recommended type of assistance for each policy. Eligibility, validated using existing Federal income eligibility programs as a guideline, is limited to policyholders with incomes below the threshold of the greater of 150 percent of the state poverty level or 60 percent of the state area median income. Flood Insurance Affordability Program.Īuthorize states to voluntarily create a state flood insurance affordability program that identify and validate eligible owner-occupants of single family 1-4 unit residences who are unable to pay their chargeable risk premium due to family income. Annual Limitation on Premium Increase.ĭecreases the cap on annual rate increases from 18 to 15 percent and increase the minimum average chargeable risk premium, within a single risk classification, from 5 percent to 6.5 percent in 0.5 percent annual increments beginning one year after the date of enactment. TITLE I – POLICYHOLDER PROTECTION AND INFORMATION. SECTION-BY-SECTION ANALYSIS OF THE LEGISLATION 2874, the 21st Century Flood Reform Act, would achieve reforms to improve the financial stability of the National Flood Insurance Program, to enhance the development of more accurate estimates of flood risk through new technology and better maps, to increase the role of private markets in the management of flood insurance risks, and to provide for alternative methods to insure against flood peril, and for other purposes.
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Update English (British) – Level 1-5 v3.7.6.2 r10 Update – English (American) Level 4-5 v3.7.6.2 r10 #ROSETTA STONE TOTALE LANGUAGE PACKS DOWNLOAD# Update Spanish (Spain) – Level 1-5 v3.7.6.2 r10 Update Spanish (Latin America) – Level 4,5 v3.7.6.When it comes to educational technology, Rosetta Stone is one of the earliest and most iconic language learning softwares that has appeared in the world. Its name “Rosetta Stone” was inspired by the ancient Egyptian stone inscriptions which represented one of the oldest documented languages. Allen Stoltzfus, the founder of the company, discovered that learning German while living in Germany was much more effective than learning Russian later in a regular classroom setting. Therefore, Stoltzfus intended to incorporate computational technology into language instructions to create real-language environments that would simulate his own immersive German learning experience many years ago. Rosetta Stone’s first product was a CD-ROM based project. Debuted in 1992, the product gradually evolved into various digital formats along with the technological development later on. #ROSETTA STONE TOTALE LANGUAGE PACKS UPDATE#įifteen years after the debut, the company released its most revolutionary version Rosetta Stone TOTALe in July 2009, which was the first update that incorporated internet connection into their language instruction method. Rosetta Stone TOTALe (Source: Tech Crunch, July 2009) The name “TOTAL-e” signified that the language learning process could take place online from then on, envisioning a transformation of future language learning experiences - instead of solely interacting with the pre-programmed computer software, TOTALe allowed its users to get online and actually speak with instructors and other speakers all over the world. One news article named “ Rosetta Stone Announces TOTALe, Language Instruction With A Social Bent” could provide us a general overview of how TOTALe was viewed when it just came out. This article was published just a few days after this new version was released, and the title was pretty much self-explanatory. The term “social bent” in this title suggested that instead of the linear human-computer interaction that the previous versions of Rosetta Stone were built on, TOTALe utilized the social web component to connect people all over the world and thus create a potentially unlimited possibility for language learning experience.Īccording to this article, there were two most prominent features of this new TOTALe version associated with internet connection: Rosetta World and Rosetta Studio. Not only could learners be paired through Rosetta World to carry out real-time conversations with native speakers using the target language they were learning, users could also schedule live lessons in Rosetta Studio with experienced language coaches that could provide them comprehensive feedback and help them advance to the next level towards proficiency. Looking back at Rosetta Stone’s own advertisement on TOTALe in July 2009, we can see how comparison was a very commonly employed strategy to point out the differences when introducing new technologies. #ROSETTA STONE TOTALE LANGUAGE PACKS DOWNLOAD#.#ROSETTA STONE TOTALE LANGUAGE PACKS SOFTWARE#.#ROSETTA STONE TOTALE LANGUAGE PACKS UPDATE#. #ROSETTA STONE TOTALE LANGUAGE PACKS DOWNLOAD FOR WINDOWS#.#ROSETTA STONE TOTALE LANGUAGE PACKS FOR MAC OS X#. finds you a great mechanic in the area, tracks all your repairs, and gives you one-touch access to. Low Range Off Road 05-Present Toyota Tacoma Front Lower Strut Bolt, From 15.11. If you choose to do business with this business, please let the business know that you contacted BBB for a BBB Business Profile.Īs a matter of policy, BBB does not endorse any product, service or business. Service Tire Dealers Towing Brake Repair Mufflers &. SHOW DETAILS (6) Fabtech FTS24307 OVERHEAD PANEL JEEP JL/JT (FTS24307) 134.40. 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BBB Business Profiles may not be reproduced for sales or promotional purposes.īBB Business Profiles are provided solely to assist you in exercising your own best judgment. Manufactures ranged from Alfa Romeo to Volkswagen and there were over thirty manufacturers in the game. The game featured over 100 licensed cars consisting of multiple different variations of some. World was set in a fictional city which combined the cities of Rockport from Most Wanted and Palmont from Carbon into its map design, with redesigned graphics and new locations added to the map to connect the two cities. World has a similar gameplay style to 2005's Most Wanted and 2006's Carbon, focusing on illegal street racing, tuning, and police chases, and added some elements to the game such as "power-ups" (somewhat similar to Mario Kart). World combines elements of role-playing with illegal street racing. However, fan preservation efforts resurrected the game as an unofficial freeware title the first known fan-run servers went online in 2017.Ī screenshot of early gameplay, when the game was known as Need for Speed: World Online. Need for Speed: World, along with other EA free-to-play titles Battlefield Heroes, Battlefield Play4Free, and FIFA World, went offline on July 14, 2015. However, people who ordered a "Starter Pack" had an early "head-start" in the game, which started on July 20, 2010. World was released worldwide on July 27, 2010. It was the first freemium game in the Need for Speed series and was available on Microsoft Windows. It was co-developed by EA Black Box (rebranded as Quicklime Games during the game's operation) and EA Singapore, with Easy Studios and EA Vancouver later taking over operations during its run. Continued abuse of our services will cause your IP address to be blocked indefinitely.Need for Speed: World (previously known as Need for Speed: World Online) is a massively multiplayer online racing game published by Electronic Arts, and the fifteen installment of the publisher's Need for Speed franchise. Please fill out the CAPTCHA below and then click the button to indicate that you agree to these terms. If you wish to be unblocked, you must agree that you will take immediate steps to rectify this issue. If you do not understand what is causing this behavior, please contact us here. If you promise to stop (by clicking the Agree button below), we'll unblock your connection for now, but we will immediately re-block it if we detect additional bad behavior.
“Supermarket mergers drive out smaller, mom-and-pop grocers and regional chains. “Corporate consolidation can drive up food prices and reduce access to food,” said Starbuck. Now, just four companies – Walmart, Costco, Kroger and Ahold Delhaize – control 65% of the retail market. Until the 1990s, most people shopped in local or regional grocery stores. Less competition among agribusinesses means higher prices and fewer choices for consumers – including where they can shop for food. The 2020 total compares to just $29m spent during the 1992 election cycle, which means lobbying by the food industry has increased by sixfold in less than three decades as consolidation across the supply chain has boomed. The money came from every part of the food chain, including dairy, eggs, poultry, meat processing, farm bureaus, sugar cane, crop production and supermarkets. The economic power of the corporations has contributed to their growing political power, which in turn has led to laws that put profits before food and worker safety, consumer rights and sustainability.ĭuring the 2020 election cycle, the food industry spent $175m on political contributions, including lobbying by PACs and individuals and other efforts. The same goes for 73% of the breakfast cereals we eat – despite the shelves stacked with different boxes. Ninety-three per cent of the sodas we drink are owned by just three companies. For almost a third of shopping items, the top firms controlled at least 75% of the market share.įor instance, PepsiCo controls 88% of the dip market, as it owns five of the most popular brands including Tostitos, Lay’s and Fritos. The consolidation runs deep: four firms or fewer controlled at least 50% of the market for 79% of the groceries. “It’s a system designed to funnel money into the hands of corporate shareholders and executives while exploiting farmers and workers and deceiving consumers about choice, abundance and efficiency,” said Amanda Starbuck, policy analyst at Food & Water Watch. Our investigation is based on the analysis of market share data from thousands of supermarkets across the US. It’s widely agreed that consumers, farmers, small food companies and the planet lose out if the top four firms control 40% or more of total sales. We found that for 85% of the groceries analysed, four firms or fewer controlled more than 40% of market share. The Guardian and Food and Water Watch investigation into 61 popular grocery items reveals that the top companies control an average of 64% of sales. The rest goes to processing and marketing our food. Overall, only 15 cents of every dollar we spend in the supermarket goes to farmers. Farms and meat processing plants are among the most dangerous and exploitative workplaces in the country. It also means those who harvest, pack and sell us our food have the least power: at least half of the 10 lowest-paid jobs are in the food industry. This matters because the size and influence of these mega-companies enables them to largely dictate what America’s 2 million farmers grow and how much they are paid, as well as what consumers eat and how much our groceries cost. The size, power and profits of these mega companies have expanded thanks to political lobbying and weak regulation which enabled a wave of unchecked mergers and acquisitions. In fact, a few powerful transnational companies dominate every link of the food supply chain: from seeds and fertilizers to slaughterhouses and supermarkets to cereals and beers. Investigation shows scale of big food corporations' market dominance and political powerĪ handful of powerful companies control the majority market share of almost 80% of dozens of grocery items bought regularly by ordinary Americans, new analysis reveals.Ī joint investigation by the Guardian and Food and Water Watch found that consumer choice is largely an illusion – despite supermarket shelves and fridges brimming with different brands. Supported by About this content Nina Lakhani, Aliya Uteuova and Alvin Chang Open Broadcaster also includes a streamlined settings panel for quick configuration of your broadcasts and recordings and even has light and dark themes available to suit your taste.įinally, if Open Broadcaster does not have a feature you want, odds are a plug-in available for you. right click reduces the goals (or points) - in case we increased them by mistake. left click increases goals (or points) 2. Determining time Scoreboard functions: 1. You can add new Sources, duplicate existing ones, and adjust their properties effortlessly. Timer (pre-tuned for soccer matches) and easy-to-use scoreboard for OBS. There are a ton of easy-to-use configuration options. Filters for video sources are available, including image masking, color correction, chroma/color keying, an intuitive audio mixer with filter functions such as noise gate, noise suppression, and gain can improve the quality. It features high-performance real-time video/audio capturing and mixing with unlimited scenes to switch seamlessly via custom transitions. Professional versions of recording apps similar to this can cost hundreds of dollars. Learn more about how you can become a sponsor. The OBS Project is made possible thanks to generous contributions from our sponsors and backers. Download and start streaming quickly and easily on Windows, Mac or Linux. Create scenes made up of multiple sources including window captures, images, text, browser windows. OBS Studio supports multiple sources, including media files, games, web pages, application windows, webcams, your desktop, microphone and more. OBS Studio (also known as Open Broadcaster Software) is a free and open-source software program for video recording and live streaming. Free and open source software for video recording and live streaming. It is very flexible and versatile and compatible with the most. Open Broadcaster aims to be a complete suite of all your gaming, art, and entertainment videos for sharing on YouTube, Twitch, Facebook, and more. High performance real time video/audio capturing and mixing. Open Broadcaster Software (better known as OBS) is an open-source program that allows you to record and broadcast everything that happens on your PC screen, whether it's video games, browser windows, running programs, or the signal from your webcam. Open Broadcaster (OBS Studio) is an Open Source app for video recording and live streaming. You can see other recipes such as Macaroni And Cheese Recipe Mexican Taco Cookbook Burrito Recipes Enchilada Recipes Nachos Recipe Lasagna Recipe Tamale Cookbook ✩ DOWNLOAD FREE eBook (PDF) included FULL of ILLUSTRATIONS for EVERY RECIPES right after conclusion ✩I really hope that each book in the series will be always your best friend in your little kitchen.Let's live happily and have a tasty tour to another country!Enjoy the book,Įverything Tex-Mex. The most important things in this book are moderation, balance, and variety.I hope you enjoy the book "50 Delicious Tex-Mex Recipes". Thus, I can assure you that all recipes meet my requirements they must be healthy and both easy and quick to make. With the book "50 Delicious Tex-Mex Recipes" and the ingredients from your local market, it's so much easier to enjoy the wonderful flavors right in your little kitchen! 50 Awesome Tex-Mex Recipes I tested each recipe here in my kitchen. It also deepens your understanding of your own culture. Tasting "50 Delicious Tex-Mex Recipes" Right In Your Little Kitchen!✩ Read this book for FREE on the Kindle Unlimited NOW! ✩Cooking a dish from another country develops your sense of taste and may even lead to better health. Download your E book "Homemade Tex-Mex: 25 Delicious Tex-Mex Recipes" by scrolling up and clicking "Buy Now with 1-Click" button! This book is further divided into five different chapters that cover tasty recipes. The difference between Tex-Mex and Mexican dishes is also explained by highlighting twenty-five different Tex-Mex recipes that you can try at home and tantalize your taste buds with. The purpose of writing this book is to explain the taste of Mexico and the cooking style of Mexican dishes. Explaining this is the sole purpose of this book. However, in Mexico, there is a still a fine line between Tex-Mex food and Mexican food. This difference has evolved since many years, but it has even recently started to blur. However, even in Mexican cuisine, there is a broad distinction between Tex-Mex food and Mexican. Core ingredients of Mexican cuisine like Cheese and Spices has made most of us drool. From Fajita rolls to tacos, Mexican food is loved by all. Homemade Tex-Mex: 25 Delicious Tex-Mex Recipes Mexican food or Mexican cuisine is one of the most famous and the most loved cuisine in the world. Getting Your FREE Bonus Download this book, read it to the end and see "BONUS: Your FREE Gift" chapter after the conclusion. Ren Fuller is a Los Angeles–based food and lifestyle photographer! Betty Hallock is a journalist, food writer, and former deputy food editor of the Los Angeles Times. He is the co-author of the cookbook Bäco. Josef Centeno is the chef-owner of the Centeno Group, which includes the award-winning restaurants Bäco Mercat, Bar Amá, and more. This cookbook is a hands-on winner for anyone who loves big flavors, casual parties, and firing up the grill. Appetizing recipes featured in Ama include Huevos Rancheros, Carne Guisada, Ama's Guacamole, Blueberry Cobbler, and so many more. Fans of Taqueria, Tartine, and American Sfoglino will also enjoy the cultural delights found in this Tex-Mex cookbook. Ama offers a collection of recipes that represents down-home cooking and grilling at its most inspiring. Presented in a colorful package with more than 100 food and atmospheric photos that are bright, mouthwatering, and truly inspiring.Organized into chapters by type of food-including breakfast, vegetables, main courses, desserts, and a super nacho party-so it's easy to find your go-to recipe for any occasion.
If the destination is on the other switch in the StackWise Virtual domain, ingress processing is performed on the ingress switch and then traffic is forwarded over the StackWise Virtual link to the egress switch where only egress processing is performed. The active and standby switches support local forwarding that will individually perform the desired lookups and forward the traffic on local links to uplink neighbors. Layer 3 protocols (routing protocols, etc.)įrom the data-plane and traffic-forwarding perspectives, both switches in a StackWise Virtual domain actively forward traffic.Layer 2 protocols (Bridge Protocol Data Units, Protocol Data Units, Link Aggregation Control Protocol, etc.).Management (Simple Network Management Protocol, Telnet, Secure Shell Protocol, etc.).All control plane functions are centrally managed by the SV active switch, including: Within a StackWise Virtual domain, one device is designated as the SV active switch, and the other is designated as the SV standby switch (Figure 3). To neighboring devices, a StackWise Virtual domain appears as a single logical switch or router. It uses Cisco IOS ® Stateful Switchover (SSO) technology, as well as Non-Stop Forwarding (NSF) extensions to routing protocols, to provide seamless traffic failover when one of the device fails over. StackWise Virtual (SV) combines two switches into a single logical network entity from the network control plane and management perspectives. The StackWise Virtual domain is supported with specific hardware and software components, which are described later in this white paper After the reload, both devices come back online as StackWise Virtual Pair. The conversion is a one-time process that requires a few simple configuration steps and a system reload. Simplified management of a single configuration and fewer operational failure pointsįigure 2 graphically represents the benefits of transitioning from traditional architecture to StackWise Virtual Architecture.Ī StackWise Virtual domain is created by converting two standalone Cisco Catalyst 9000 switches to a single logical network entity. Reduced configuration errors and elimination of First Hop Redundancy Protocols (FHRP), such as Hot Standby Routing Protocol (HSRP), GLBP and VRRP.Better return on existing investments via increased bandwidth from access layer.Non-stop business communication through the use of a redundant chassis with SSO-enabled supervisors.Reduced risk associated with a looped topology.Key business benefits of the SVL include the following: In addition, StackWise Virtual also incorporates many other Cisco innovations-such as Stateful Switch Over (SSO), Non-Stop Forwarding (NSF) and Multi-chassis EtherChannel (MEC)-that enable non-stop communication with increased bandwidth to substantially enhance application response time Thus, the spanning-tree domain treats the StackWise Virtual pair as one bridge node instead of two. One of the most significant changes is that StackWise Virtual enables the creation of a loop-free topology because the two switches operate as one. This virtualization of the two-physical switches into single logical switch fundamentally alters the design of campus topology. This paper explains the Cisco StackWise Virtual technology, including its benefits and requirements.Ĭisco Catalyst 9000 platform StackWise Virtual: An overview StackWise Virtual physical to logical representation
Audiobook services removed in-app purchases to avoid paying Apple 30% margin on every digital content you buy, be it an ebook, audiobook, or subscription. Be prepared that ten downloaded audiobooks can get 1 GB of internal memory.Īnother thing to take into consideration is that on your iPad or iPhone you will have limited options to buy audiobooks directly in the apps. Therefore, an average audiobook lasts 8-10 hours. An iPad or iPhone doesn’t have memory card slot, so you can only rely on iCloud, third-party cloud service, or audiobook platform’s own ecosystem.Įach hour of audiobook recording requires approximately 15 MB when you play in standard quality. What you need to keep in mind is that audiobooks take much more space than ebooks. Thanks to that, there is no need to switch the app if you want to change reading to listening. It’s worth stressing that a growing number of apps combine ebook reader and audiobook player features. Therefore, your primary task will be to decide which platform you like most – and download the corresponding app. All other major audiobook services offer iOS and iPadOS apps that are frequently being updated. Many platforms offer audiobooks, you don’t have to limit yourself to Apple Books app. ▸ The best gifts for librarians and library supporters (We figured you can use the extra hours to do something more productive than manually exporting footage one-by-one.)Ĭurrent options for managing, transcoding, reviewing and exporting 360 content are limited for Windows, which is why we set out to bridge what we felt were the gaps and what would benefit MAX users the most.▸ 20 bookworm gifts for every occasion in 2023 Batch Export: We’ve made it easy to quickly convert and queue up your 360 media and edits as a batch.Playback: View all videos and photos from your GoPro MAX camera right in the player.Trim: Trim with frame-by-frame accuracy to keep only the parts you want in your videos.World Lock: Set the orientation of your 360 videos and minimize rotation in your footage.Horizon Leveling: Adjust the horizon in your videos to keep it level-whether you’re getting sideways, running or doing backflips.Capture incredible photos from any of your 360 or traditional videos by grabbing a frame. Convert 360 Videos: Want to keep your video 360 and to share your 360 experience? Use the player to export in standard 360 formats for YouTube, Vimeo and more.mp4 files that are compatible with other editing software and are ready to be shared on social. Export + Edit: Export both spherical and traditional.Then export a traditional video or photo you can edit and share. Reframe: Experiment with countless views, choose the best shots and instantly create cinematic transitions with a click of a keyframe.Ability to Extract a 2D Image from a 360 Photo: Quickly extract a standard 2D image from any 360 photo.Lens Correction: Easily remove fisheye distortion that might be occurring as a result of visible optical curving.Add Motion Blur: Finesse your video by adding realism, exaggerating movement, smoothing out shaky footage and making motion look more natural with Motion Blur.And today, it's getting an upgrade!Īs of December, the GoPro Player for Windows offers the following - with the newest features listed first. GoPro Player for Windows, released in August 2020, is not only one of the best ways to interact and play with your 360 footage, but it is also brings the power of Reframe to make amazing edits in a simple and intuitive way. Sure, the GoPro app can help, but we know the desktop interface is often times best to really get your creativity flowing. So, our goal is that GoPro Player makes playing and editing your 360 media fun and easy to manage, while still producing stunning results. We recognize editing 360 content can be complicated and the tools can often lead to less-than-desirable results. And, the beauty of this player is in the 360 details. The GoPro Player for Windows is now available. |